NZ Herald: How to help your children buy a home without sacrificing your retirement

Clear goals can turn family financial help into independence, for you and your children.

A common question I faced as a financial adviser was whether to help adult children before securing your own retirement.

Parents often leaned in opposite directions. One wanted to help, even at considerable personal cost. The other worried they couldn’t afford it, or that helping might undermine their child’s independence.

Both positions usually came from love, but they had different ideas about what love looked like.

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